How College Graduates Can Establish Credit
Getting credit is like getting a job. In many cases, you need experience to get a job. But you can’t get a job without experience. Similarly, you need credit to help you make major purchases. But you can’t get credit until you establish credit. It’s a vicious circle.
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One of George’s students, Leah, just graduated from college. She has applied for several credit cards and been turned down because she doesn’t have any credit history. She says she’s never borrowed before or even had a credit card. What can she do?