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Who is More Accident Prone – Men or Women?

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accident Statistics Canada, Canada’s national statistics agency, released a report on work injuries a while back. There were a few things we found interesting. While four percent of all workers experienced some sort of work place injury over the past year, only two percent of the women had. So guys got hurt disproportionately to gals.

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You might hypothesize that perhaps men perform riskier tasks, on average, than women. However, the research showed that men have a higher rate of injury across all job categories.

Can women work harder?

Another point of interest was that, compared to men working less than 35 hours a week, men who work eighty hours a week or more were twice as likely to get injured. Men were forty percent more likely to get hurt if they worked between 45 and 79 hours.

It makes sense, doesn’t it? The more someone works, the more tired they are and the more likely they are to harm themselves somehow. Sounds good, except that it didn’t hold true for women. There was no noticeable difference among women based on the number of hours worked.

Women who worked more than one job experienced more injuries than women who only had one job. There was no difference for men. Finally, we found one in the men’s favor!

Why do we work so much?

Seriously, though, we see that whether we look at hours worked or number of jobs, there is evidence to show that chance of harm increases.

So we wonder: Why do we work so many hours? Why do we need more than one job? In many cases, it’s because of money issues. Might we be better off looking at our budget? Would we better served by adjusting our lifestyles? Then we might not have to work so much and we might not get hurt as much.

More hours. More jobs. Still a lack of money. No extra time. More stress. All of these come into play together.

Speaking of play

Here’s another thing we found very interesting in this report. Only 28% of all “activity-limiting injuries” occurred at work. Now think about that. We spend about half of our waking hours at work, if not more. Yet nearly three-fourths of the accidents that keep us from working happen in our personal lives. What in the world are we doing at home?

The study says that most accidents that occur at work are hand injuries and lower back strain. We don’t know what the accidents are away from work. Are we straining ourselves too much at home?

Maybe instead of a “honey do” list, we should start a “honey don’t” list!

Check in next time as we discuss how your estimates of future costs should affect your current decisions. Until then, here’s to your bigg success!

Direct link to The Bigg Success Show audio file:
http://media.libsyn.com/media/biggsuccess/00265-111408.mp3

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Couples Today are Rethinking Traditional Roles

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By Bigg Success Staff
07-15-08

Work – Life Balance

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If you’re half of a dual-income couple with kids, working out your work – life balance involves negotiating at home and at work. First, you and your spouse need to discuss how household duties as well as child care responsibilities will be divvied up. Who does what when?

The best solution is what works best for you, not what society has traditionally expected. If it works for the two of you and your family, it works!

Redefining roles

According to the Council on Contemporary Families, working couples have seen some significant change in responsibilities over the last 30 years. Men are assuming more duties at home and with the children.

This evolution has been a logical response. If a woman has greater career potential than a man, it may make sense for the man to shoulder more family duties. This is now the case about one-third of the time.

So if a couple decides that’s the best trek for them, the next step involves negotiating at work. For men, this can be difficult because society still often regards household chores and child-rearing as the woman’s role.

Pay vs. flexibility

One of the most effective ways to get the flexibility you need is during a review. Especially if your employer is not able to offer you the pay raise you feel you deserve. Perhaps you can negotiate greater flexibility in lieu of the full pay raise you might like.

Balance your costs with your gains. You may not make as much money as you like, but you may also lower your costs. You can spend more time with your kids rather than paying someone else to do it. That difference may almost offset the lower pay raise.

Pay vs. telecommuting

A question to ask yourself (and your boss) is – can you do more work from home? Save both the time and money of commuting. With today’s high gas prices, you’ll save a lot of money. It doesn’t even have to be every day. Any day you don’t have to drive is a plus.

Once again, it may be best to bring this item up as part of a discussion of pay raises. Perhaps a concession to accepting less of a pay raise is to let you telecommute at least some of the time. You can quickly figure out if your savings equals what you had hoped to earn in additional income. And don’t forget – more income gets taxed, saving money on fuel doesn’t. So compare the after-tax income to the savings from not driving as much.

1100 Hear today’s lesson and laugh on The Bigg Success Show. ]

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Get a Good Job and Live Longer

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By Bigg Success Staff
06-11-08

Life Changes

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A study by the United Kingdom’s Office for National Statistics shows that men with good jobs live longer. Specifically, the research shows that men in “routine” jobs are nearly three times as likely to die before the age of 64 as men with higher managerial jobs.

You might think this is because managers earn more money than regular workers. While there may be a correlation with income, this research classifies occupations by characteristics. Two characteristics of the managerial jobs are control and security.

So if you want to live longer, get a good job. Get a job that gives you a higher degree of control over your own life and provides you with more security.

Do the two go hand-in-hand?

Hear today's lesson and laugh on The Bigg Success Show. 

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Take More Risk to Earn Greater Returns

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By Bigg Success Staff
06-10-08  

Bigg Success with Money

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There’s something that men seem to do better than women – accept more risk to earn a higher return.

Now granted, anytime we stray into generalizing about the sexes, or any other group, we risk over-generalizing. But long-standing research seems to support this notion.

Women may be too risk-averse. One of the basic tenets of modern financial theory is that taking greater risk should lead to greater rewards. Granted, it may be a rough ride with more volatility, but in the end it pays off.

Especially if you’re investing for the long-term.

Research shows that risky assets (e.g. stocks) overcompensate for the risk taken over long periods of time (e.g. five years). So if your investment horizon (i.e. the time before you’ll need the money) is five years or more, you can probably afford to accept more risk.

It can make a bigg difference. For example, let’s say that one 22-year old new college graduate invests $500 a month in stocks while another invests only in treasury bills. It’s not unreasonable to expect a 6 percent premium per year, after inflation, for the stock investor.

What’s the difference if they both retire at 65?

Over $1.2 million!

This figure is based on commonly reported historical returns. If anything, it’s understated based on historical standards, but hopefully the $1 million difference gets your attention anyway!

It pays to take some risk if time is on your side.

Hear today's lesson and laugh on The Bigg Success Show. 

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A New Leadership Style Emerges

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By Bigg Success Staff
06-09-08

Leadership Skills

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If we’ve learned anything from the explosion of social media, it’s that people want to connect with other people. They want to be a part of something. They want to contribute. They want to build relationships with like-minded colleagues.

It calls for testing old leadership styles. Leaders still need the same skills they had, but they need to apply those skills in a different way.

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