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A Fat Lip and a Skinny Pocketbook

pocketbookOur President got a fat lip while playing basketball over the weekend. Fortunately, it was a minor injury which won’t impact the President’s ability to do his job. Although, he may talk a little funny for a while!

But it got us thinking about work and our spare time activities. For example, a hair stylist we know broke her leg while skiing. She wasn’t able to maintain her full schedule for over a month.

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So entrepreneurs need to be particularly sensitive to this issue. Of course, as we learned from President Bush, even eating a pretzel can be dangerous.

While BIGG goal-getters certainly live a full life, you have to be conscious of the risks. Just like entrepreneurs manage risk at work, think about risk when you’re at play.

Here are 4 tips to keep a fat lip from leading to a skinny pocketbook: 

1. Put safety first
Just because there is no OSHA for our activities off-the job doesn’t mean they’re any less risky! No matter what your hobby is, be smart about it.

2. Maintain your financial safety net
Build up your cash reserves so you can go for at least three months without income. Entrepreneurs who have more erratic income probably may want to bump that up to at least six months.

3. Plan for it
What if you weren’t able to work for a period of time? Who would be in charge of your company? If you’re a solo entrepreneur, who would take care of your clients?

4. Purchase disability insurance
This one’s often overlooked, but the odds of not being able to work for a period of time make it worth checking into. The link above is to an independent organization that’s a great resource to help you with this.

As the entrepreneur of your life, think about the risks you face and find ways to keep a fat lip from leading to a skinny pocketbook. It leads to BIGG success!

What do you suggest?
 

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(Image in today's post from plex)

What Makes a Hero a Hero?

hero You’ve probably seen the photos and the news stories of the “miracle on the Hudson” Captain Chesley Sullenberger was able to save over 150 passengers by making an emergency landing on the Hudson River after both engines of his plane failed.

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He’s received accolades from across the country, including Michael Bloomberg, the Mayor of New York and two Presidents – President Bush who was the President at the time this happened and now President Obama who invited Sully, as his friends call him, to the Inaugural Ceremony.

The story is fascinating. We heard over and over again how calm and collected he was. His coolness kept the passengers calm and collected too.

What makes someone a hero?

The Carnegie Hero Fund Commission defines a hero as “a civilian who voluntarily risks his or her own life to an extraordinary degree while saving or attempting to save the life of another person.”

That definition fits the mission of their organization, but is it expansive enough?

We turned to Merriam Webster. Two of their definitions of a hero stand out:

  • a person admired for his or her noble achievements
  • someone who shows great courage

We crafted our own definition:

A hero is an ordinary person who does something
extraordinary for the good of someone else.

It is a gift, not a sacrifice (although it may involve sacrifice) in the mind of the hero. It is the opposite of narcissism, but it is definitely not martyrdom.

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3 steps to heroism

Do you want to be a hero? We thought about this and it seems to us that becoming a hero is a three-step process:

Heroism starts with an attitude
Almost all of us think we have a duty to prevent harm to others as long as it doesn’t cost us too much. A hero expands upon that attitude. They feel a duty to serve others – to do good – whether or not it costs them something. 

It continues with preparation
This sense of a bigger duty drives them to preparation. They have a drive to be ready when the time comes.

Going back to Sully … as the pilot of a plane, he knew at some point there might be a crisis. So he gave a great deal of his free time studying everything situation he might encounter. It was his duty to be as fully prepared as possible should a crisis arise.

It completes itself with an action
The act of a hero is the manifestation of an underlying attitude. The success of that act depends on the preparation for it.

Sully had to respond because it was his duty. But his response didn’t start when the birds knocked both engines out of his plane. It began years earlier when he began studying flying.

So when the situation arose, he was ready because he felt a sense of duty and he had prepared.

Heroes, heroes everywhere

Heroism doesn’t always show itself in actions that make the news. There are heroes all around us. That’s what we’re going to talk about in our next two posts. Next time, we’ll discuss the hero behind the hero.

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