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Simply Living Simply

simple_houseBigg success is life on your own terms. Today we’ll focus on money, one of the five elements of bigg success. There’s a tendency to define bigg success as having more money.

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But is it possible to have too much money?

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georgeI remember Donald Trump being asked about the difference between $70 million and $700 million. He said, “A bigger boat.”

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marylynn
Some people don’t need a bigger boat. Other people don’t need a boat at all!

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georgeThat reminds me of something one of my mentors once said, “There are two good days in the life of a boat owner. The day you buy it and the day you sell it!”

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marylynnToys are the fun side of money. It’s the side we usually think about. But more money also means more responsibilities – more legal issues, more accounting hassles, more management headaches even if it’s just managing your portfolio.

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A lot of people think you can just hire someone to do those things for you, but you have to be careful how much you delegate. No one will look out for your money like you will.

A simple choice

While our society often seems to equate bigg success with bigg money, it’s important to determine what you want. Bigg success is life on your own terms. Live the life that makes you the happiest.

For some people, there is such a thing as too much money. They choose a different path to bigg success.

We can reduce this to a simple choice:

  • adjust your lifestyle to your wealth or …
  • … accumulate enough wealth to support your lifestyle.

Now don’t think it’s a rags or riches mentality. You don’t have to live like a pauper if you choose to adjust your lifestyle.

Many people are perfectly content simply living simply, but comfortably. They have a nice house, drive nice cars, and take nice vacations. Of course, you get to define nice.
 

Simply pick your number

Let’s look at the difference between these two choices. First, let’s say you can live life on your own terms with an income of $100,000 a year. Financial planners tell us we can draw down our portfolio at the rate of 4% a year when we retire. So that means you would need $2.5 million of assets to support your lifestyle.

Now, what would it take if you wanted to live large? We hear a $250,000 a year income is now considered “rich” here in the States. So let’s use that as the magic number.

Then you would need a portfolio of $6.25 million.

Quite a difference, huh? You don’t have to stress about accumulating such a large portfolio if you adjust your lifestyle to your wealth.

Some people enjoy a higher quality of life by choosing to simply live simply yet comfortably.

They worry about money less because they have less money.

It’s life on your own terms. You pick the path that makes you the happiest. That’s bigg success!

What about you? Are you happy living simply or do you want to accumulate wealth?

Share that with us by leaving a comment below, calling us at 888.455.BIGG (2444) or e-mailing us at bigginfo@biggsuccess.com.

Thanks so much for simply spending your time with us today!

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Would you like more tips and tools to live your life on your own terms?
Subscribe to the Bigg Success Weekly – it’s FREE!

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Please join us next time when we’ll talk about the one-minute layoff. Until then, here’s to your bigg success!

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Direct link to The Bigg Success Show audio file:
http://media.libsyn.com/media/biggsuccess/00436-071409.mp3

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(Image in today's post by ba1969)

How to Turn Down a Promotion

no.jpg Bigg success is life on your own terms. Last time, we talked about how to use the five elements of bigg success to determine if a promotion is right for you.

A lot of people are afraid to turn down a promotion even in the best of times. Now there is even more pressure with the tight job market.

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There may be fear that you’ll become more expendable if you turn down a promotion. You’ll be more likely to be let go should another round of layoffs occur. In some business cultures, this attitude is more pervasive than others.

You may fear that you’ll never be offered another opportunity – that passing up this promotion means that you’re not interested in moving up. You may be interested in getting promoted, but this just isn’t the right time for you.

You may even be concerned that it will change how your boss treats you in your current job. You worry that it will change the attitude your boss has about you.

A graceful decline

You want to live your life on your own terms. If that means this opportunity isn’t right, then you need to find a way to gracefully decline it.

You still want to be viewed as a team player. You don’t want to put your current job or standing in the company at risk. Of course, there’s no guarantee of that, whether or not you accept the promotion.

So let’s talk about your strategy. How should you proceed?

Genuinely thank them for offering you the position

It is an honor and you should treat it as such even if it’s not right for you. Express that to them.

Respect the agenda of your boss

While you’ve thought about your terms and determined this wasn’t a good fit, obviously your boss thinks it is – that’s his or her terms. Be respectful of those terms and try to help your boss fulfill them. How?

Focus on what you can do, not what you can’t do

For example, perhaps you’re willing to accept some additional responsibilities while they train the replacement. You’re willing to take these duties on in the short run; you just don’t want to do it for any lengthy period of time.

Point how it benefits them to keep you where you’re at

For example, your current position may really play to your strengths. You know your job well and you believe you can make a more significant impact by staying put.

Quickly follow up with one or two specific examples

How have you made a difference recently? By helping your boss see how you help the company where you’re at, he or she is more likely to agree that it’s a good idea to keep you there.

Now obviously, this is going to be a very important conversation. So before you sit down with your boss …

Practice. Practice. Practice.

Practice with your significant other or a friend. Practice in front of a mirror. Practice until these five steps and the words you will say are clearly mapped out in your mind.

Life on your own terms is important. It’s also important to help the key people around you live their lives on their own terms. That’s bigg success!

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Would you like more tips and tools to live your life on your own terms?
Subscribe to the Bigg Success Weekly – it’s FREE!

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Please join us next when we talk about what your choice of car may say about you.

Thanks for spending your time with us. Until next time, here’s to your bigg success!

Subscribe to The Bigg Success Show in iTunes. 

Subscribe to the Bigg Success feed.

Direct link to The Bigg Success Show audio file:
http://media.libsyn.com/media/biggsuccess/00375-041709.mp3

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(Image in today's post by svilen001)

Ben Franklin Got It Wrong

Change. A word that sparks fear in many people.

We work to get to that comfortable spot, and we want to stay there.

“Nothing is certain except death and taxes.”
Ben Franklin

We think he got it wrong, not in the message, but in the semantics. We think he should have explicitly included change as something that is certain, rather than making it implicit in his quote.  


Will you lead or follow?

Even when it’s change that we’re creating ourselves, it can be scary. But it’s especially frightening when it’s a surprise.

For example, picture Jane telling her boss that she’s accepted a new position. She’s going to experience change. But isn’t that more comfortable than Jane’s boss telling her that her job is being eliminated?

It’s better to be a leader of change than a follower.

Who’s in control?
However, you can’t always control change. What you can control all the time is how you choose to respond to it.

You can also try to anticipate it. For example, as technology continues to develop, change is occurring more and more rapidly. Isn’t it safe to assume that this will continue?

So you have a choice to make. You either develop the skills to anticipate change so you get ahead of it or you just respond to it, after the pain becomes too great to do anything else.

Bigg action item – Separate the change into fads and trends
There are fads and there are trends. Fads come and go, so don’t worry about them. Trends are long-term. Get on board with them.

Divide a sheet into two columns – one called “Fads” and the other called “Trends”.  In your chosen career, think about the things affecting your industry. Now start putting those changes into the appropriate column.

What will affect your future income? Something will – for good or for bad!

Is it a short-term phenomenon? Or is it likely to continue? You can position yourself properly by seeing the change coming.

What opportunities will be created? What skills will be important? Do you have them? Can you get them?

Develop a plan for what you need to do to position yourself to take advantage of the trends.

Where do I get this information?

We’ll look at two examples. Search for the name of your industry followed by the word “association”. For example, “beauty salon association” yielded a half-dozen or so associations in Google.

You can also subscribe to magazines for your industry, or just about any industry you’re interested in following. They’re often free, supported by the advertisers. Amazon has an excellent resource that lists magazines by industry. It’s an extensive list!

So there are a number of ways to get the information you need so you can embrace change rather than begrudge it.

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Ride The Wave, Dude!

By Bigg Success Staff
01-31-08

Life Changes

eyes_of_a_child_jpgBen Franklin said, “Nothing is certain except death and taxes.”

Isn’t it comforting to know that nothing has changed … wait a minute, a lot has changed!

Isn’t there another implicit certainty is his famous quote? You can be certain that things will change.

The question is: are you leading change in your life or is it leading you?

As technology continues to develop, change is occurring more and more rapidly. Isn’t it safe to assume that, in the future, this will continue?

You have a choice to make. You either develop the skills to anticipate change so you get ahead of it or you just respond to it, after the pain becomes too great to do anything else.

Hopefully, you’ll see that as a simple choice. After all, you’re a bigg goal-getter, aren’t you?

You have to ride the wave!

Here are four things you should evaluate to prepare for your ride.

Understand your risk tolerance.
With risk comes reward. Studies of wealthy people show that they take more risk, on average, than people who aren’t wealthy.

Some people are so risk-averse that they do nothing risky at all. Unknowingly, they may be taking the biggest risk of all in today’s rapidly-changing world!

Ride the wave!

Test your perceptions.
As we grow older, we develop a point-of-view based on our past experiences.

We put our hands on a hot stove. It hurts! So we don’t do it again. We learned our lesson.

Sometimes, though, we take the wrong lesson away. We get out of our comfort zone and get burned. So we don’t test ourselves anymore. That’s a dangerous attitude today!

Maybe you’ve been thrown off your surf board before. Get back on! Ride the wave!

Look for trends.
There are fads and there are trends. Fads come and go. Don’t worry about them. Trends are long-term. You need to get on board with them.

What will affect your future income? Something will – for good or for bad! Is it a short-term phenomenon? Or is it likely to continue?

You can position yourself properly by seeing the change coming. What opportunities will be created? What skills will be important? Do you have them? Can you get them?

Pick your wave and ride it!

Don’t expect perfection.
If you take risk and try to get on the forefront of trends, you’re going to make mistakes. Expect them! Celebrate them!

The key, though, is to learn from them. Think about it – you’re gaining valuable knowledge while most other people are still on their heels. You’re even further ahead!

You can embrace change or you can begrudge it. You only have one life to live. Why not find a bigg wave and take the ride of your life?

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Hear today's lesson and laugh on The Bigg Success Show. 

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The Magical Word That Helps Balance Your Life

By Bigg Success Staff
01-03-08

Work-Life Balance

little magicians

If you want something done, recruit a busy person to do it. That’s advice with which we’re all familiar. Busy people are able to juggle a number of things at once. They are well-organized personally so they do what they say they’ll do. They are thorough so you don’t have to worry about something being overlooked.

The problem is this: because they become known as the go-to guy or gal, everyone goes to them. At first, it’s flattering, but at some point, they become overwhelmed.

As a bigg goal-getter, you’re probably all too familiar with that scenario. You’re one of those busy people to whom everyone goes. You’re so busy doing that you have no time for being. You don’t have time for “you”.

Like a magician in a straight-jacket, you’re so tied up you can barely move. So we want to share a secret with you – the one word that insures that you spend your time how you want. That magical word is ….

… “no”.

Learn to say “no” and you’ll get more out of your life. That sounds counter-intuitive, doesn’t it? Here’s why it works:

Think bigg passion.
First, think about what you want out of your life. Knowing this makes your choices much easier. If the opportunity before you doesn’t help you get closer to your dream, then just say “no.”

Think bigg purpose.
Next, think about what’s most important to you. How does this request stack up? What else could you do at that time? Have you recently done something similar to this? If so, maybe you should spend this time on something else. Answer these questions and you may just say “no.”

Think bigg growth.
As a go-getter, you want new challenges. You understand that pushing yourself to your limits helps you grow personally. Look for opportunities that provide that to you. Say “no” when the opportunity before you doesn’t provide that. Put another way, if you’ll be doing something you’ve done before, just say “no!”

Think bigg impact.
You’re in demand professionally and personally. Everyone needs you – family, friends, co-workers, fellow volunteers, and more. Don’t you feel special? Probably not! It’s more likely that you’re frustrated because you can’t clone yourself! Think about the difference you’ll make is you say “yes.” If doing something else will make a bigger impact, just say “no.”

So the next time you’re faced with an opportunity, pull these four points out of your magician’s hat! Sometimes saying “no” is the best thing you can do – for you and all those you touch. You’ll do better when you do say “yes” and you’ll feel more fulfilled as you live your bigg passion with purpose!

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Related Links:
Visualize The Life You Want, Part 2
Live Your Dream With Purose

(Image of litle magicians by Mikto&Teukka, CC 2.0)

Happy People Make Happy Employees

By Bigg Success Staff
12-20-07

Career Builders

happy_kid_pic

Happy People Make Happy Employees

Do you want to be happy at work? Then be happy with yourself. That’s the result of revealing new research by Nathan Bowling, a psychology professor at Wright State University. The paper is titled:

Is the job satisfaction–job performance relationship spurious? A meta-analytic examination.

Dr. Bowling finds that job satisfaction is linked to performance because of personality characteristics of the employee.

So employers can’t cajole employees to be more productive with initiatives to make them happy. Instead, the extent to which the employee is happy, personally, determines, in part, how happy they will be professionally.

Making the invisible visible
Your work is the external manifestation of your internal feelings. Put another way, your work is a reflection of who you are. It’s a mirror of a different sort – when you see your work, you see yourself.

If you’re unhappy with yourself, you’ll be unhappy with your work. Your boss. Your company. Conversely, if you’re happy with yourself, you’re more likely to be happy with your work, your boss, and your company.

So don’t look at your work as something outside yourself, see it as the opportunity that it is – the chance to discover who you really are.

Who are you? Do you like what you see? If not, what will you do to change it? You have two choices:

Change your attitude to change your life.
This is the preferred choice. It involves the least change. It’s the safest bet. Most of the time, this is all it takes.

A very successful person we know shared this story.

My first job after college was with a very large company. I quickly developed a group of friends in the company. We did our jobs; we put in our time. Sure, we complained – about our boss, our company, our industry. Who doesn’t do that, right?

There were a bunch of guys we called the “golden boys”. We loved making fun of them. Why not? They were always getting the best projects, the promotions, and the raises.

One day, I was assigned to a project with one of these golden boys. I noticed some things. He never bad mouthed the company. Or our boss. In fact, he had positive things to say about both of them.

He got to work fifteen minutes earlier than my old gang did. He stayed fifteen minutes later. Just a lot of little things.

I decided to emulate him. I started to get to work a little earlier and stay a little later. I started seeing the positive side of things.

The next thing I knew, my boss offered me a promotion. Of course, I gladly accepted! I guess, now, I’m a golden boy!

A simple change of attitude may lead to doing the little things that make bigg differences!

Change your life to change your attitude.
The first one was easy. This one’s hard. Sometimes … occasionally … you need to change your job, maybe even your career. If your industry is maturing, it may be better to move on.

In today’s world, this happens more frequently. Change creates opportunity. But it also creates destruction. You need to develop the foresight to see the decline coming so you can move on your schedule. It’s not fun … but it can be exciting.
But one final caveat – make sure you’re not changing jobs or careers because you’re unhappy on the inside. No change will fix that, except a change of attitude!

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(Photo by: my aim is true )

It’s Nice To Be Nice… And A Little Bit Naughty!

By Bigg Success Staff 12-20-07 Life Skills 

By Bigg Success Staff
12-20-07

Life Skills

 nice_people_only_sign_jpg

It’s Nice To Be Nice … And A Little Bit Naughty!

Being nice is a choice. A powerful choice.
Yes, you can choose to be nice …

… an act of kindness, a friendly spirit, a pleasant smile …

 … or you can choose to be apathetic, or downright mean.

It’s up to you. Every time you see another human being, you make the choice.

Be nice to strangers
We walk by people on the street or in the hallway. We share elevators. Stand together in line. Would some eye contact be so bad? How about a little smile? Go all out and give up a little nod. You’ll warm the hearts of others by sharing this simple human experience.

Be nice to those who aren’t nice to you.
You can’t control someone else’s behavior. But you can control your own. Be nice in the face of cruelty. You may find that if you change how you treat them, they’ll change how they treat you.

Be patient – give them time to come around. Odds are it will happen. If not, you’ll know you’re the bigger person!

Be nice to those close to you.
Some people take license with their dearest friends and family. They’re nicer to people they barely know than they are to the people closest to them.

Don’t be one of these people. Be even nicer to your close circle of friends and family. They deserve it – they put up with you! That wasn’t very nice, was it? So sorry!

Be nice to yourself.
You deserve it! There … did we make up for not being nice just a sentence or so ago? Some people tell themselves things they would never say to other people. That’s not helpful at all. It’s good to reflect on how you can improve; it’s unproductive to beat yourself up.

… and be a little bit naughty.
Have fun! Don’t take yourself too seriously. Don’t take others too seriously, either. A smile and a laugh go a long way in endearing you to others, too. Tease them … but don’t get personal. They’ll love the attention!

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Hear today's lesson and laugh on The Bigg Success Show. 

(Photo by: Claire L. Evans)

It's Nice To Be Nice… And A Little Bit Naughty!

By Bigg Success Staff 12-20-07 Life Skills 

By Bigg Success Staff
12-20-07

Life Skills

 nice_people_only_sign_jpg

It’s Nice To Be Nice … And A Little Bit Naughty!

Being nice is a choice. A powerful choice.
Yes, you can choose to be nice …

… an act of kindness, a friendly spirit, a pleasant smile …

 … or you can choose to be apathetic, or downright mean.

It’s up to you. Every time you see another human being, you make the choice.

Be nice to strangers
We walk by people on the street or in the hallway. We share elevators. Stand together in line. Would some eye contact be so bad? How about a little smile? Go all out and give up a little nod. You’ll warm the hearts of others by sharing this simple human experience.

Be nice to those who aren’t nice to you.
You can’t control someone else’s behavior. But you can control your own. Be nice in the face of cruelty. You may find that if you change how you treat them, they’ll change how they treat you.

Be patient – give them time to come around. Odds are it will happen. If not, you’ll know you’re the bigger person!

Be nice to those close to you.
Some people take license with their dearest friends and family. They’re nicer to people they barely know than they are to the people closest to them.

Don’t be one of these people. Be even nicer to your close circle of friends and family. They deserve it – they put up with you! That wasn’t very nice, was it? So sorry!

Be nice to yourself.
You deserve it! There … did we make up for not being nice just a sentence or so ago? Some people tell themselves things they would never say to other people. That’s not helpful at all. It’s good to reflect on how you can improve; it’s unproductive to beat yourself up.

… and be a little bit naughty.
Have fun! Don’t take yourself too seriously. Don’t take others too seriously, either. A smile and a laugh go a long way in endearing you to others, too. Tease them … but don’t get personal. They’ll love the attention!

Subscribe to the Bigg Success feed.

Hear today's lesson and laugh on The Bigg Success Show. 

(Photo by: Claire L. Evans)