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Save Money by Sharing

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sharing.jpgOur parents taught us to share. It was part of being a good little boy or girl. The economy is reminding us adults about the value of sharing.

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Home for Sharing

For example, some people are now sharing living space. More and more people are accepting the idea of having a roommate again by renting out a room to help pay bills.

There are a number of people who are out-of-work and looking to save money every way they can. “Necessity is the mother of invention” as we’ve heard.

Co-working

Another popular idea is sharing workspace. Freelancers across the country are creating co-working stations in their communities where they can share office facilities and other resources.

Instead of going it alone – signing a long-term lease, paying utility bills, buying office furnishings and equipment – they pay a fee and share space with other freelancers and entrepreneurs.

The spaces are usually nice and bright. They have a conference room and maybe even a full-time receptionist.

It’s not just about money. For freelancers who are starting to feel like loners, it gives them a chance for in-person human interaction during the day.

Sharing infrequently-used items

We started thinking about other ways to share. One example is a lawn mower. We only use our mowers once or twice a week. In our area of the world, we only use it for about half of the year. Would it make sense to share a mower with a neighbor?

As long as both people don’t feel the need to mow on the same day at the same time, it would probably work. There are issues – you have to both agree to take care of the mower and those sorts of things.

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georgeThis makes me think of my dad. If he owned something, he took really good care of it. If he used something that someone else owned, he took really, really, really good care of it!

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Sharing for fun

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marylynnI had an event coming up and I didn’t know when I would find time to go shopping. I told one of my girlfriends about it. She said that she had the perfect dress. We went over to her house and, sure enough, she did!

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georgeI needed a pressure washer to do some clean up around the house. I told one of my friends that I needed to go rent one. It turned out that he had one that he let me use for the weekend.

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Just so we don’t give the wrong impression, we also share our stuff with our friends!

A fun way to share

Since we like to do everything in a bigg way, let’s ramp up this idea of sharing more. Why not organize an event with a group of your closest friends?

Hop from house to house. If you want, you can have appetizers or organize a full meal as part of the activities. You can do it all in one day or create a series – this month at our house, next month at yours.

At each house, let the host show off the wares that he or she is willing to share.

It could be a Fashion Show – from clothes to accessories. Try them on if you want. Parade around. Show them off.

Or a Home Show … from power tools to hand tools. Test them out. Complete a project together. It’s your show; do what you want.

You could have a Home Entertainment Show. Show off DVDs, books and Wii accessories.

You can all see what each person in your group has to share. Then the next time you need that certain something, you won’t have to go out and buy it – you’ll know Joe or Jane has it.

This is a fun way to spend some time with your close friends. You’ll find that it will spark a lot of fun conversation and you’ll learn more about each other.

It’s also a creative way to save some money by pooling resources. That’s a bigg idea!

What have you shared with your friends?

Please share that with us by leaving a comment below, calling us at 877.988.BIGG or sending us an e-mail at bigginfo@biggsuccess.com.

We thank you so much for sharing some of your valuable time with us today!

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Would you like more tips and tools to live your life on your own terms?
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Recent research shows that, even before the recent decline in stocks and homes, the rich weren’t getting richer. Please join us next time when we discuss why.

Until then, here’s to your bigg success!

 

Direct link to The Bigg Success Show audio file:
http://media.libsyn.com/media/biggsuccess/00380-042409.mp3

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Night Moves

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moon You’re probably familiar with Bob Seger’s great song. We want to talk about a different kind of night moves today.

We have a friend who has to be to work at 9. He gets up at 5 and makes a full breakfast, irons his clothes, and still has time left over! He doesn’t need our advice today.

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marylynnI’m a night-person by nature. I set the alarm to its max and I even hit snooze a couple of times. So, of course, that leaves me rushing around in the morning.

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georgeIt seemed like whenever I was late for work, I felt like I was behind all day. It reminds me of something my dad used to say, “The faster I go, the behinder I get!”

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But there’s a solution to this problem if you’re not a morning person. Work on your night moves.

Since you have trouble getting to sleep anyway, why not accomplish something in the meantime? Here are eight ways to make the morning better with the moves you make at night:

Set out your clothes for the next day.

Our moms always told we should do this. Of course, they were mostly concerned with clean underwear! Just in case we were in an accident, right? Because that was their biggest concern if that happened!

Prepare tomorrow’s to – do list.

Spend ten minutes or so mapping out the most important things you plan to accomplish tomorrow. Even if you just decide upon the one or two things you will work on when you first get to work, you’ll be off to a great start.

Pack your lunch.

You can have it ready to grab on your way out the door. Not only will it save you time in the morning, you’ll save money and will likely eat healthier too!

Pack your briefcase.

Gather together all the papers, files, and folders you need and put them in your briefcase so you’re ready to go.

Do your hair.

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marylynnAnd time for a “girlie” tip. I have thick hair that takes forever to dry. I rely on my straightener and styling tools for an easy fix in the morning so I can do my hair the night before.

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george
Or you could be like me and just have a receding hairline!

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Establish a sleep time.

Studies have shown that going to bed at the same time every night trains our minds and our bodies that it’s time to rest. To make sure you fall asleep quickly, develop a sleep routine.

Make coffee.

Get a delayed-brew coffee maker so you can get that morning pot ready the night before. Then let the coffee maker do its job. You’ll save time and money by avoiding that stop on the way to work!

Ain’t it funny how the night moves can help you lose the morning blues!

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Get the tips and tools you need to be a BIGG success!
Subscribe to the Bigg Success Weekly – it’s FREE!

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Thank you so much for stopping by today. Join us next time as we discuss how to “one up” your way through the New Year. Until then, here’s to your bigg success!

 

Direct link to The Bigg Success Show audio file:
http://media.libsyn.com/media/biggsuccess/00282-120908.mp3

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When A Saver and a Spender Become a Couple

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opposites_attractWe’re told that opposites attract. We also hear that money is one of the most frequent things couples argue about.

In a lot of relationships, there’s a saver and a spender. Or maybe both people are spenders, but they spend differently. One likes to buy bigg ticket items infrequently while the other spends a little bit of money on daily extravagances.

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marylynn We’re both pretty frugal, but I have to admit I do like my gadgets. We were at a conference recently and there was a microphone I just had to have! And of course, I do like my clothes.

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georgeAnd I like to go out for dinner more often than Mary-Lynn. Do you suppose that has anything to do with the fact that I’m the one who usually cooks dinner?

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How to come to an agreement on the family finances

We’ve found a good way to reach an agreement, on how your household saves and spends money, is to hold a summit! Heads of state do it; why shouldn’t you?

This summit has a three-fold purpose:

#1 – Values
You each need to fully understand where the other person is coming from. What’s important to him or her? By knowing each other’s values when it comes to money, you’ll be more flexible in your own financial decisions.

For example, a saver may value being debt-free. A spender may think it’s important to “live a little” now. Both positions can easily be defended. If you understand why it’s so important to your spouse, you’ll be more willing to accommodate his or her desires. You’ll find that you’re more flexible in looking for solutions.

#2 – Goals
Now that you have a good grasp of your respective values, you can discuss mutual goals. Only now you can both work to help each other get what’s important. So the spender will try to find ways to reduce debt. And the saver will see that buying a toy once in a while makes the spender more committed to saving. It’s win – win!

#3 – Strategies
You can’t stop now. With your goals in mind, develop specific strategies. For example, you may each set aside a certain amount from each of your paychecks for debt reduction and that certain toy. You’re working together to get more than you could get working alone!

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Get the tips and tools you need to be a BIGG success.
Subscribe to the Bigg Success Weekly – it’s FREE!

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Next time, we’ll talk about the energy crisis … only it has nothing to do with oil. Until then, here’s to your bigg success!

 

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